Javier de Pedro López
Solutions Architect at Stripe, specializing in secure, scalable, and high-performance cloud architectures. With a strong background in fintech, devops and distributed systems, I helps businesses optimize their digital payment infrastructures.
Beyond this role, I shares my expertise through talks, mentorship, and industry collaborations. Passionate about programming, enterpreneurship and innovation, I contributes to best practices in fintech and cloud architecture, shaping the future of digital payments.
@droidpl
Session
Often when thinking about marketplaces we think about the technical challenges of having the products, the stock, reaching out an audience and having marketplace participants. However there is another important area that needs quite a deep understanding of the payments world: how to monetize them.
The talk will be about the challenges about getting payments ready for a marketplace. In particular:
- Talking about regulation and limitations on money movement (PSD2)
- Discussing the concept of KYC (Know your customer) and the challenges to make this scalable
- Discussing models to monetize it: revenue share, buy rate, subscription models
- Discussing about risk and how this affects you as the owner of it (disputes, refunds, negative balances...)
- And finally the payment challenges of allowing multiple payment methods and payout to different countries
We will have a decent amount of theory, and show an example on how to resolve this using a payment platform (Stripe)